Most Irish pensions have never been properly reviewed. Yours shouldn't be one of them.
Old employer schemes, dormant PRSAs, buy-out bonds, personal pensions — they pile up over a career. A pension review puts every euro you have under one roof and tells you whether it's actually working.
What we review
Every pension you have — under one roof
Occupational pensions
Current employer DC schemes — contribution rates, fund choice and projected outcomes.
Old employer schemes
Deferred benefits from previous jobs that may be sitting in a sub-optimal default fund.
Buy-Out Bonds (PRBs)
Pension pots transferred out of old schemes — are they still in the right place?
PRSAs & Personal Pensions
Self-employed, contractor and top-up pensions — charges and fund suitability.
Defined Benefit transfers
Where relevant, a careful, independent view on whether a transfer makes sense for you.
Executive / Director pensions
Company directors get the most powerful pension structure in Irish tax law — used right.
What we check
The four questions every Irish pension should answer
Charges
Total Reduction in Yield — the all-in annual cost, including AMC, allocation rates and contract charges. Small numbers, enormous compound effects.
Fund choice
Are you in a default lifestyle fund picked by HR? Does it match your actual time horizon and risk profile?
Contribution levels
Are you maxing your tax-relieved contribution band for your age? Most PAYE clients aren't.
Structure
Is the right wrapper being used? For company directors in particular, the answer is frequently no.
Already used our pension calculator on fundcompare.ie? Bring your numbers — we'll pick up exactly where the tool left off.
How it works
A simple, structured process
- 1
Gather
We collect statements and benefit certs from every provider on your behalf.
- 2
Audit
We line up charges, funds, projections and suitability side-by-side.
- 3
Recommend
A written report explaining what to keep, consolidate or change — and why.
- 4
Implement
We handle the paperwork with providers so the changes actually happen.
Next step
Book your independent pension review
Bring whatever paperwork you have — even if it's nothing more than a provider name. We'll do the chasing and give you a clear, written view of where you really stand.
Review my pension →- Qualified, independent advisors
- No obligation discovery call
- Clear written recommendations
- Bookings via our mobile wallet app